tag:blogger.com,1999:blog-12971466Fri, 28 Mar 2008 18:14:22 +0000http://www.financialplanningmalaysia.com/index.phpchentongBlogger60125tag:blogger.com,1999:blog-12971466.post-2361555511040490246Sun, 15 Jul 2007 10:44:00 +00002007-07-15T19:36:52.632+08:00On 13th July, three MALAYSIA police officers took a blogger away from his office. Nathaniel Tan, an opposition (PKR) staff and a prominent blogger (Jelas.info), is detained at Bukit Aman (Headquarter of Malaysia's Police Force) to facilitate investigation under the Official Secrets Act (OSA). This also means he is probably being detained due to his political blogs or other politically related http://www.financialplanningmalaysia.com/2007/07/malaysia-police-detained-blogger.phpchentongtag:blogger.com,1999:blog-12971466.post-467441874293522940Fri, 01 Jun 2007 01:36:00 +00002007-06-01T09:47:44.104+08:00FPM is an apolitical web site. I don't like to write much about politics. However, at times the development of our political landscape and our legal system do post a threat, YES a THREAT, to our current lifestyles. For instance, Lina Joy case transpires the incapability of our legal system in protecting one's constitutional rights. It is only this much I am willing to spend time writing about http://www.financialplanningmalaysia.com/2007/06/apolitical-financial-web-site.phpchentongtag:blogger.com,1999:blog-12971466.post-5337707364707484134Tue, 15 May 2007 16:28:00 +00002007-05-16T00:31:03.964+08:00investingetradeFunny advertisement from e*Trade. http://www.financialplanningmalaysia.com/2007/05/using-etrade.phpchentongtag:blogger.com,1999:blog-12971466.post-1454800358100886204Wed, 02 May 2007 09:23:00 +00002007-05-02T17:51:25.261+08:00profitfundamental investingEPSinvestingstocksstock selectionfinancialstatementsIt's been my ambition to summarize the entire fundamental investing philosophy in few sentences. This is my first attempt. "Buy stock with growing real earnings per share and growing dividend at fair price. Sell stock only when the PE ratio is too high, in which expected EPS growth is not high enough to sustain the increase of price maintaining a reasonable PE ratio." Behind such a simple http://www.financialplanningmalaysia.com/2007/05/stock-selection-criteria-in-sentence.phpchentongtag:blogger.com,1999:blog-12971466.post-115574613779677978Wed, 16 Aug 2006 16:30:00 +00002006-08-17T00:36:26.926+08:00Have you ever wondered how on earth you can rob a bank and get away with the act? Don't risk your life. There are easy ways as Motley Fools UK shows us...http://www.financialplanningmalaysia.com/2006/08/how-to-rob-bank.phpchentongtag:blogger.com,1999:blog-12971466.post-114918544314897455Thu, 01 Jun 2006 18:04:00 +00002006-07-22T18:37:30.733+08:00Have you read the latest issue of Personal Money magazine? Grab a copy from newsstand. It is a much better magazine now as compared to its old self. This issue featured write up is Strategies for Savings. You will definitely find some useful tips to improve your financial positions. Some strategies on savings are definitely not the usual cut-down-your-coffee-and-groceries stuff. There are some http://www.financialplanningmalaysia.com/2006/06/personal-money-magazine.phpchentongtag:blogger.com,1999:blog-12971466.post-114907509440704467Wed, 31 May 2006 11:17:00 +00002006-05-31T19:31:34.420+08:00I know it is a bit too late to inform you this (as usual), but at least I tried before the deadline. If you are using dial-up connection, with a PC more than one year old with Adobe Reader Version 6.0 and plan to submit your income tax return tonight through e-Filing, it is probably too late. But still no harm to try... Just few days ago I helped a friend to submit his and his wife tax return http://www.financialplanningmalaysia.com/2006/05/have-your-tried-e-filing-4.phpchentongtag:blogger.com,1999:blog-12971466.post-114888310307212681Mon, 29 May 2006 05:54:00 +00002006-05-31T19:36:41.966+08:00Finally, it ended such that the National Team under-20 (three players from senior team) won by 2:1 against the amateur team MyTeam, a team that was only assembled three months ago. The best part of the game is that MyTeam was leading 1:0 at the end of first half with a beautiful goal from Arun. A Beckham-like lop from the right caught the National Team goalkeeper by surprise. The national team http://www.financialplanningmalaysia.com/2006/05/myteam-1-national-team-u20-2-myteam.phpchentongtag:blogger.com,1999:blog-12971466.post-114749159935121677Sat, 13 May 2006 03:26:00 +00002006-05-14T22:32:57.693+08:00I have to admit that I finally filled up the form and send in my Form BE on 25 April 2006. I did not further exploring e-Filing. I am not sure whether I am a typical internet user. I am an extensive internet user but whenever I face hassle using an online banking transaction my first reaction is usually...forget it. It is supposed to make life simpler and not to create further actions to call http://www.financialplanningmalaysia.com/2006/05/have-your-tried-e-filing-3.phpchentongtag:blogger.com,1999:blog-12971466.post-114579597696844627Sun, 23 Apr 2006 12:34:00 +00002006-05-14T22:43:58.266+08:00The reply from customercare@digicert.com.my was fast. I received the reply on Sunday 23 April 11am. Dear Mr Chong, Thank you for using E-Filling. Your slip is not activated yet. Kindly call to 1300 88 3010 for further information. Please do not hesitate to contact us at 03-8996 2600 for further enquiries. Thank you. I shall follow the customercare's advice and to see whether my problem can http://www.financialplanningmalaysia.com/2006/04/have-you-tried-e-filing-2.phpchentongtag:blogger.com,1999:blog-12971466.post-114572245325888938Sat, 22 Apr 2006 15:44:00 +00002006-05-14T22:46:01.346+08:00This is the first year that our Inland Revenue Board (IRB) introduces e-Filing, a process to file our income tax return online. I have an interesting experience to write. The first step to do your e-Filing is to get your "Slip Pendaftaran Sijil Digital e-Filing". It contains a private and confidential PIN number sealed like your bank credit card's PIN number. I went to Kelana Jaya branch to gethttp://www.financialplanningmalaysia.com/2006/04/have-you-tried-e-filing.phpchentongtag:blogger.com,1999:blog-12971466.post-114477643379448662Tue, 11 Apr 2006 17:16:00 +00002006-04-15T16:41:44.366+08:00Employees Provident Fund (EPF) or KWSP made an announcement on 10 April 2006 over the Withdrawal Scheme for repayment of housing loan and education expenses. "Under the Housing Withdrawal, members can now withdraw their Account II savings once every year to reduce or settle their housing loans. Withdrawals can be made annually from the last date of withdrawal, with a minimum amount of RM500. Inhttp://www.financialplanningmalaysia.com/2006/04/kwsp-epf-changes-to-housing-and.phpchentongtag:blogger.com,1999:blog-12971466.post-114477375185670730Tue, 11 Apr 2006 16:30:00 +00002006-04-12T00:42:31.876+08:00If you or your children are still studying in school, college or university, get a copy of this "Malaysia Scholarship Guide 2006" from any MPH book store. I got a copy from Subang Parade's MPH book store at RM10.00 only. The guide listed 200 scholarships and study loans available for Malaysians provided by government bodies, private and public corporations, organisations, trust funds, etc. The http://www.financialplanningmalaysia.com/2006/04/malaysia-scholarship-guide-2006.phpchentongtag:blogger.com,1999:blog-12971466.post-114396657249935524Sun, 02 Apr 2006 08:23:00 +00002006-04-02T16:29:32.513+08:00Tax filing deadline for individual are looming. We added a new section on Malaysian Income Tax. This is something that I have meant to add to Financial Planning Malaysia for a long while. How can I not writing about tax in a financial blog? ;-) This is the first of the series, the tax return filing deadlines.http://www.financialplanningmalaysia.com/2006/04/tax-filing-deadlines.phpchentongtag:blogger.com,1999:blog-12971466.post-114010233324125806Thu, 16 Feb 2006 14:52:00 +00002007-01-18T00:44:05.036+08:00Stephen M. Pollen's national best seller Die Broke is a very interesting personal finance book that I came across recently. I am not saying I agree with the concepts he introduced. In fact, I hold some completely different points of view. However, his concepts are unusual, unique and intriguing. These are the four steps plan in the book: 1. Quit today 2. Pay cash 3. Don't retire, and 4. Die http://www.financialplanningmalaysia.com/2006/02/die-broke-live-rich.phpchentongtag:blogger.com,1999:blog-12971466.post-113889859148905701Thu, 02 Feb 2006 16:35:00 +00002006-08-14T00:49:43.743+08:00"How much do you pay for these web sites? How much do these web sites cost you for the design and infrastructure?" These questions have almost become FAQs (frequently asked questions) among my friends who know that I am managing a few web sites including FPM. When I started my online hobby I tried few html editors like Microsoft FrontPage and Eversoft 1stPage. It took me few weeks just to setuphttp://www.financialplanningmalaysia.com/2006/02/setting-up-web-sites.phpchentongtag:blogger.com,1999:blog-12971466.post-113776936296196939Fri, 20 Jan 2006 15:00:00 +00002006-01-20T23:02:42.980+08:00Finally we add a section on investing in unit trust funds. We begin with the "bad" and hopefully we will have enough energy to write until the "good".http://www.financialplanningmalaysia.com/2006/01/investing-in-unit-trust-funds.phpchentongtag:blogger.com,1999:blog-12971466.post-113737649726066638Mon, 16 Jan 2006 01:54:00 +00002006-01-16T09:54:57.260+08:00Technorati Profilehttp://www.financialplanningmalaysia.com/2006/01/technorati-profile.phpchentongtag:blogger.com,1999:blog-12971466.post-113622268908042935Mon, 02 Jan 2006 17:21:00 +00002006-01-03T01:26:27.400+08:00Are you looking for the personal financial planning profession in Malaysia? This is the official web site of Financial Planning Association of Malaysia (FPAM). Read its About Us to find out more about the association.http://www.financialplanningmalaysia.com/2006/01/financial-planning-profession.phpchentongtag:blogger.com,1999:blog-12971466.post-113385593935589925Tue, 06 Dec 2005 07:17:00 +00002005-12-06T18:38:30.986+08:00Do you own a financial related web site? Submit your web site to be included in our directory, then. Why should you submit your web site to our directory? One of the way to get Google, Yahoo and MSN to include your web site into their search engines is to have a link, a PROPER LINK, from a web site that is visited by the search engines' crawlers or spiders regularly. Our directory is visited http://www.financialplanningmalaysia.com/2005/12/submit-to-our-financial-directory.phpchentongtag:blogger.com,1999:blog-12971466.post-113310851889104270Sun, 27 Nov 2005 16:17:00 +00002005-11-28T00:21:58.903+08:00We came across this interesting financial planning guide, "The 6-Step Approach to Financial Planning". Even though the web site is for Canadian it is applicable in the context of Malaysia. It is a concise article.http://www.financialplanningmalaysia.com/2005/11/framework-for-financial-planning.phpchentongtag:blogger.com,1999:blog-12971466.post-113137296458999828Mon, 07 Nov 2005 14:10:00 +00002005-12-06T15:16:22.046+08:00ACCA has a great write up on Sources of Finance for Your Business in yesterday Sunday Mail. This is the list of sources: 1. Own savings 2. Family and friends 3. Home equity 4. Bank loans 5. Business angels 6. Private equity house 7. Venture capitalists 8. Government grantshttp://www.financialplanningmalaysia.com/2005/11/sources-of-finance-for-your-business.phpchentongtag:blogger.com,1999:blog-12971466.post-113098586784916436Thu, 03 Nov 2005 02:35:00 +00002005-11-24T22:31:53.283+08:00Reading financial statements is, sometime, a futile effort in knowing the company performance. Profit numbers are unreliable. Looking back at 1997 Asia financial crisis and 2000 Dot Com Bubble, failed companies unabashedly manipulated their numbers before their demises. Stock prices crashed before showing any sign of losses, or before the reported profits were rediscovered as losses. The http://www.financialplanningmalaysia.com/2005/11/detecting-profit-manipulation.phpchentongtag:blogger.com,1999:blog-12971466.post-113051017963512270Fri, 28 Oct 2005 14:28:00 +00002005-10-28T22:38:08.406+08:00Building your human assets(i)? The major factor in achieving a high income and distinguish career path, beside one's effort in continuous professional development, is working for a great employer. :-) (how easy to push the responsibility away...…) On 27 October 2005, Alison Maitland of Financial Times listed down the criteria of a great employer. Trust their staff to make the right decisionshttp://www.financialplanningmalaysia.com/2005/10/measure-of-great-employer.phpchentongtag:blogger.com,1999:blog-12971466.post-113016938973732022Mon, 24 Oct 2005 15:53:00 +00002005-10-24T23:57:19.853+08:00The idea on how to improve your credit rating comes from the September 2005 issue of Reader's Digest. We added our comments. Read this.http://www.financialplanningmalaysia.com/2005/10/more-about-improving-your-credit.phpchentong